(NECN) - Saving for college, and saving in general. You ask, Certified Financial Planner Jennifer Lane answers. Cindy in Framingham: This spring my daughter will start looking at colleges for next year. No matter where she goes it will be expensive. What can I do now to give us the best shot at getting financial aid? Jason in Boston: I run a small consulting company with nine full time employees including myself. We'd like to start a retirement plan this year. Is a 401(k) our best choice? Linda in Charlestown: I'm 59 years old and recently widowed. I just started my first job in over 10 years, but even with that it's tough to pay all the bills. I own my condo outright and I just inherited about $70,000.How can I invest my inheritance to give me the best chance at a secure retirement?